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iFinance Magazine: Investing Insights

Equity Funds

  1. Large Cap Funds: Invest in stocks of large, well-established companies.
  2. Mid Cap Funds: Invest in stocks of medium-sized companies with growth potential.
  3. Small Cap Funds: Invest in stocks of small, emerging companies with high growth potential.
  4. Sector Funds: Focus on specific sectors such as technology, healthcare, energy, etc.
  5. Dividend Funds: Invest in stocks of companies that regularly pay dividends.
  6. ELSS (Equity Linked Savings Schemes) or Tax Saving Funds: Offer tax benefits and invest predominantly in equities.

Hybrid Funds

  1. Balanced Funds (Equity-Oriented): Maintain a balance between equity and debt instruments with higher allocation towards equities.
  2. Balanced Funds (Debt-Oriented): Maintain a balance between equity and debt instruments with higher allocation towards debt.
  3. Aggressive Hybrid Funds: Predominantly invest in equities (65-80%) with the rest in debt instruments.
  4. Multi-Asset Allocation Funds: Invest in a mix of equities, debt, and other asset classes.

Debt Funds

  1. Liquid Funds: Invest in very short-term money market instruments for high liquidity.
  2. Ultra Short Duration Funds: Invest in slightly longer-term debt instruments than liquid funds.
  3. Short Duration Funds: Invest in debt instruments with a duration of 1-3 years.
  4. Medium Duration Funds: Invest in debt instruments with a duration of 3-4 years.
  5. Long Duration Funds: Invest in debt instruments with a duration above 7 years.
  6. Dynamic Bond Funds: Dynamically manage the duration of the portfolio based on interest rate expectations.
  7. Corporate Bond Funds: Invest primarily in corporate bonds.
  8. Government Securities Funds: Invest primarily in government securities.
  9. Banking and PSU Funds: Invest in debt instruments issued by banks and PSUs.
  10. Credit Risk Funds: Invest in lower-rated debt instruments offering higher yields.
  11. Gilt Funds: Invest in government securities with varying maturities.
  12. Floater Funds: Invest in floating rate instruments.

Commodity Funds

  1. Gold Funds: Invest in gold either directly or through gold ETFs (Exchange Traded Funds) or gold mining companies.

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Above Returns are based on average returns of top three ranking funds tabled below at category and sub-category levels.

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